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Financial Aid Descriptions

The U.S. Department of Education and the State of Wisconsin provides the following major Student Financial Assistance Programs:
    Pell Grant
    For many students, Pell Grants provide a foundation of financial aid to which other aid may be added. The determination for eligibility is based on the income and asset information of students and parents as presented on the FAFSA. Pell Grants may be awarded to students who are taking as few as 3 credits. The amount awarded is dependent on the number of credits taken and the student's family contribution (EFC).

    Federal Supplemental Educational Opportunity Grant
    A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need - that is, students with the lowest Expected Family Contributions (EFCs) - and gives priority to students who receive Federal Pell Grants. An FSEOG doesn't have to be paid back. The aid is awarded to students with the lowest Expected Family Contributions (EFC) until funding is exhausted. SEOG is first awarded to Pell Grant recipients.

    Academic Competitiveness Grant (ACG)
    ACG is a federal grant developed by Congress to encourage high school students to take demanding course work in High School.  This is an award for 1st and 2nd year students who are eligible for the Pell Grant and have completed a rigorous high school curriculum.  Students must be full time undergraduate students and must maintain a 3.0 cumulative grade point average.  First year awards are $750.00 and second year awards are $1300.00.  The specific eligibility criteria can be obtained by contacting a Financial Aid Advisor in the Financial Aid Office and reviewing this link, http://www.ed.gov/about/inits/ed/competitiveness/ac-smart2.html.

    National Science and Mathematics Access to Retain Talent Grant (SMART)
    The SMART Grant was created by Congress to encourage students to major in math, science and related fields.  The Grant of up to $4000 is for students in their third and fourth year who are majoring in a pre-defined academic major (the entire list of eligible majors as well as eligibility criteria can be viewed using this link http://www.ed.gov/about/inits/ed/competitiveness/ac-smart2.html).  The eligible students must be enrolled as full time undergraduate students, they must be US citizens and they must be eligible for the Pell Grant.  In addition, eligible students must maintain at least a 3.0 cumulative grade point average.  For more information contact a Financial Aid Advisor in the Financial Aid Office.

    TEACH Grant
    (Teacher Education Assistance for College and Higher Education Grant Program)

    TEACH is a unique federal program designed to encourage students to enter the teaching profession and teach in a high need field at schools with low-income populations.  This is a non-need based grant of up $4000 per year up to a life time limit of $16,000.  The TEACH has the potential to become an unsubsidized student loan with interest accumulating back to the original disbursement date if requirements of the program aren’t met.  Students are selected for the TEACH based on their full acceptance into the Education Program and educational focus in the Education Program.  The Financial Aid Office will notify if you are eligible for the TEACH.  For more details about TEACH view this link: http://studentaid.ed.gov/PORTALSWebApp/students/english/TEACH.jsp



    Federal Work-Study
    The Work Study Program provides jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to your course of study. The College Work Study Program (CWS) provides opportunities for students to work both on and off campus. Students work on an average of 8 to 12 hours per week and earn $100 every 2 weeks.

    The amount of the Work Study award is the maximum amount a student can earn while on Work Study. The awards are based on the student's need, timing of application, self help preference of student and fund limits. Off campus Community Service positions do get priority placement and students who express an interest in working off campus Community Service setting do get priority awarding.

    (The Student Employment Section explains the payroll process, identifies the student's rights and responsibilities as a student employee and explains how students can use the on-line service to locate jobs.)

    Student Loans
    See Loan Information for specific information about student loans.

    Wisconsin Higher Education Grant
    Much like the Pell Grant the WHEG is considered the state foundation grant. The eligibility is determined by a formula that takes into consideration the FAFSA EFC as well as the cost of education. Students must be undergraduate Wisconsin residents, be enrolled at least half time and demonstrate financial need. There is a 10 semester limit.

    Wisconsin Tuition Grant (WTG)
    The Tuition Grant is the private college equivalent of the WHEG. The award is calculated by a formula similar to the WHEG. Bellin/UWGB students are eligible for TG.

    Wisconsin Talent Incentive Grant (TIP)
    The Talent Incentive Program (TIP) Grant provides grant assistance to the most financially needy and educationally disadvantaged Wisconsin resident students attending colleges and universities in the State of Wisconsin. First-time freshmen students are nominated for the TIP Grant by the school financial aid offices or by counselors of the Wisconsin Educational Opportunity Programs (WEOP). To continue to receive the TIP Grant, students must be enrolled consecutive terms and continue to show financial need. Eligibility cannot exceed ten semesters. Funding for the TIP Grant is provided by both the State of Wisconsin and the Federal Government.

    Wisconsin Indian Grant (WIG)
    Awards under this program are made to Wisconsin residents who are at least 25% Native American and are undergraduate or graduate students enrolled in degree or certificate programs at University of Wisconsin, Wisconsin Technical College, independent colleges and universities or proprietary institutions based in Wisconsin. Awards are based on financial need with a limit of ten semesters of eligibility. HEAB has an informal matching arrangement with grant funds awarded by the Federal Bureau of Indian Affairs and Wisconsin Tribal governments.

    Lawton Undergraduate Minority Retention Grant (UMRG)
    Awards under this program are made to Wisconsin resident minority undergraduates, excluding first year students, enrolled at least half-time in independent or Wisconsin Technical College institutions. According to the statutes, a minority student is defined as a student who is either an African American; American Indian; Hispanic; or Southeast Asian from Laos, Cambodia, or Vietnam admitted to the U. S. after December 31, 1975. Awards are based on financial need with a maximum grant of $3000 per year for up to eight semesters or twelve quarters.

    Wisconsin Handicapped Grant (WIHA)
    The Handicapped Student Grant Program was established to provide funding for undergraduate Wisconsin residents, enrolled at in-state or eligible out-of-state public or independent institutions that show financial need and have a severe or profound hearing or visual impairment. Students are eligible to receive up to $1,800 per year for up to ten semesters.

    Non-Resident Fee Remissions
    The State of Wisconsin does provide non-resident fee remissions for graduate and undergraduate students. They fall under the following categories:
    • Graduate Student Fee Remissions which are administrated and awarded by the Graduate Student Office.
    • Non-resident undergraduate fee remissions which are administered and awarded by the Financial Aid Office.
    • International Student Fee Remissions which are administrated and awarded by the International Education Office and the Admissions Office.
    • Equity Fee Remissions which are administrated and awarded by the Registrar and Financial Aid Office.


    Specific criteria for awards are determined by the awarding office. For example the non-resident fee remission for undergraduate students is determined based on the information provided by the Financial Aid Application. If you want more information you should call the awarding office.


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