UW System offers comprehensive medical and prescription drug coverage to eligible employees and their family members through the State Group Health Insurance program. This program is administered by the Department of Employee Trust Funds (ETF) and offers different plan designs. The plan designs differ in monthly premiums, cost-sharing and whether there is out-of-network coverage. All plan designs include pharmacy benefits (no additional cost) and may be elected with or without Uniform Dental (minimal additional cost).
The Uniform Dental Insurance is available to you if you enroll in State Group Health Insurance. The Preventive Dental Insurance plan is available to you if you waive State Group Health Insurance or select the Health Opt-Out Incentive. Both the Uniform Dental and Preventive Dental plans cover diagnostic, preventive and basic dental services. Supplemental Dental Insurance plans are available (regardless of whether you enroll in State Group Health Insurance) to cover major and restorative (such as fillings) dental services. Vision Insurance provides coverage for materials (contacts and/or glasses).
The UW System offers life insurance plans that are designed to help protect you and your family against financial hardship in the event of your death.
The UW System offers two supplemental insurance plans that are designed to help protect you and your family in the event of accidental death or injury from an accident. Accidental Death & Dismemberment (AD&D) Insurance provides benefits if you die as the result of an accident or suffer a permanent impairment such as paralysis, loss of limb(s), eyesight, hearing or speech. Accident Insurance provides a cash benefit if you experience an injury or die as a result of a covered accident. You may enroll in one or more of the offered plans if you are eligible.
The UW System offers disability insurance plans that are designed to help protect you and your family against income loss if an illness or disability keeps you off the job.
UW System employees may contribute to Flexible Spending Accounts (FSA) and/or a Health Savings Account (HSA).
Several programs are available through your UW System employment to help you meet your financial needs in retirement.
The UW System recognizes that it is important for employees to have time away from work. Leave benefits are a valuable asset to UW System employees by providing both financial compensation and accommodating family, professional and personal needs.
The UW System provides additional benefit programs to eligible employees outside of the traditional insurance benefits.